Who We Are

Evo Mortgage is a dynamic, residential mortgage broker with over 25 years of experience! Our Borrowers and Realtor Partners are our number one priority.  Our family of Loan Officers and Loan Processors know the home buying process is much more than just the financing component.  We understand the importance of communication with our Borrowers and Realtor Partners throughout the entire process.  Our goal is to make the loan process to purchase or refinance a home a positive, stress free experience.  The foundation of Evo Mortgage is efficiency from contract to close.

Get Started

What We Do

A loan pre-approval is a critical component of the home buying process and may be an intimidating first step for a new and even repeat homebuyer.  Information is power.  Our Loan Officers are committed to educating our Borrowers and completing quality, comprehensive pre-approvals.  It is important that a homebuyer and their Realtor begin the home search with a confident and clear understanding of the process with defined expectations.  We at Evo Mortgage want our Borrowers and Realtor Partners to have a consistent, positive experience each and every time.

Get Started

What We Offer

Responsiveness

Borrowers have out commitment to a quick response to any inquiries or questions.  We are available 7 days a week.  Our Realtor Partners know that when they are working, we are working.

Get Started

Quick Approvals

Move forward with the home search with confidence and clarity knowing a thorough pre-approval analysis has been completed.  Our team provides quick mortgage pre-approvals with defined parameters and loan terms,

Get Started

Communication

Borrowers and Realtor Partners receive consistent updates at various benchmarks in the mortgage loan process.  Evo Mortgage is dedicated to effective communication and transparency from the day of pre-approval through the closing of the mortgage.

Get Started

Competitive Rates

Evo Mortgage works with lending partners whose sole focus are mortgages, which translates into a faster, more efficient loan process.  We offer some of the lowest interest rates and closing costs in the lending industry.  Our lender portfolio offers a broad spectrum of loan programs with low down payment options and less restrictive lending guidelines.

Get Started

Meet the Evo Mortgage Team

Todd Mercier
Todd MercierOwner
I specialize in residential lending offering conventional and government loan programs. I am committed to matching you with the best home loan program.

NMLS #39983

Mary Lea Akmon
Mary Lea AkmonOwner
I specialize in facilitating a smooth loan process while walking you and agents through each phase with open communication and timely updates.

NMLS# 58235

Josh M. Hay
Josh M. HaySenior Mortgage Loan Officer
NMLS #502509
Annie James
Annie JamesTeam Administrator
NMLS #1669897
Richard Dixon
Richard DixonMortgancial Planner
NMLS #60765
Nancy Oyler
Nancy OylerLoan Officer
NMLS #575781
Logan Hembree
Logan HembreeLoan Officer
NMLS #39983
Chauncey Ellis
Chauncey EllisSenior Mortgage Loan Officer
NMLS #172513
Matthew Kidd
Matthew KiddLoan Processing Manager
NMLS #1636394

What Our Clients Say

“The Evo Mortgage Team has done an amazing job helping to buy our first home. They made the process simple and smooth.
Thank you for all your help. You guys were amazing! “

Stephanie Petty

“The Evo Mortgage Team makes home buying easy. Always there when you have little pop up questions, explains everything
in great detail, and gets stuff done so quickly. I will recommend Evo Mortgage to everyone! Thank you for everything.”

Sabrina Mounts

“I love selling Real Estate and helping people to navigate the biggest purchase of their lives is an honor.
The team at Evo Mortgage always communicate and make the process smooth and enjoyable.”

T. Sightler, Realtor, Custom Select Realty

“Todd Mercier and Evo Mortgage are my go to loan origination resource. They have the loan products my clients need and the high touch customer service they desire. The work Todd and Evo Mortgage do for my clients always reflects positively on me”

Chris Hembree, Owner, Owner Options Realty & Consulting
Get Started