Evo Mortgage Loan Programs

Evo Mortgage works with lending partners whose sole focus are mortgages, which translates into a faster, more efficient loan process.  We offer some of the lowest interest rates and closing costs in the lending industry.  Our lender portfolio offers a broad spectrum of loan programs with low down payment options and less restrictive lending guidelines.

Conventional Programs

  • 3% Down Payment

  • Renovation

  • Primary Residence

  • Second Home

  • Investment Property

  • Multi-Unit

  • Manufactured


Federal Housing Authority

  • 3.5% Down-Payment

  • Not just for First Time Homebuyers**

  • 203k Renovation

  • Manufactured


Veterans Affairs

  • For Active Military

  • For Retired Military

  • 0% Down-Payment

  • No Mortgage Insurance

  • Renovation


United States Dept. of Agriculture

  • 0% Down-Payment

  • Low Mortgage Insurance in Restriced Areas with Income Caps


Kentucky Housing Authority

  • Down-Payment Assisstance Programs

  • Conventional

  • FHA

  • USDA


  • Conventional No Score Loan

  • Jumbo Loan

  • Homestyle Renovation Loan

  • USDA

Non-Traditional Mortgage

  • 12-24 Month Bank Statement Program

  • Asset Depletion Mortgage

  • Reverse Mortgage

Ready to Apply?