EVO Mortgage Loan Programs

EVO Mortgage works with lending partners whose sole focus is mortgages, translating into a faster, more efficient loan process.  We offer some of the lending industry’s lowest interest rates and closing costs.  Our lender portfolio provides a broad spectrum of loan programs with low down payment options and less restrictive lending guidelines.

Conventional Programs

  • 3% Down Payment

  • Renovation

  • Primary Residence

  • Second Home

  • Investment Property

  • Multi-Unit

  • Manufactured


Federal Housing Authority

  • 3.5% Down-Payment

  • Not just for First Time Homebuyers**

  • 203k Renovation

  • Manufactured


Veterans Affairs

  • For Active Military

  • For Retired Military

  • 0% Down-Payment

  • No Mortgage Insurance

  • Renovation


United States Dept. of Agriculture

  • 0% Down-Payment

  • Low Mortgage Insurance in Restriced Areas with Income Caps


Kentucky Housing Authority

  • Down-Payment Assisstance Programs

  • Conventional

  • FHA

  • USDA